Independent insurance agencies

Your renewal book,
on autopilot.

Nudge is an AI agent that monitors every policy in your book, identifies clients approaching renewal, and handles outreach — automatically. No spreadsheets. No Post-it notes. Just clients who stay.

5% of your book lapses every year. Most agents don't fight it. Now you can.
Policy Monitor Live
Margaret Holloway
$500K whole life · 14 yrs
Renewal in 67 days
Robert & June Kim
$250K term · 8 yrs
In force
Thomas Breckenridge
$1.2M whole life · 22 yrs
Renewal in 12 days
Sandra Voss
$180K universal life · 6 yrs
In force
Nudge sent renewal sequence to 3 clients today
$900B
in life insurance face amount lapses annually across the industry
67%
of an agent's time goes to admin, not selling — leaving renewals unmanaged
$0
most agencies spend on systematic renewal retention today

One agent. Every renewal.
No extra work.

01

Connect your carriers

Nudge links to your carrier portals or AMS via secure read-only access. Within 48 hours, it ingests your entire book — every policy, every client, every renewal date.

02

The agent monitors 24/7

Every day, Nudge checks your portfolio for upcoming renewals, coverage gaps, and client life events that trigger a conversation. It learns your voice and your client relationships.

03

Outreach, follow-up, done

Nudge sends personalized emails, follow-up sequences, and document collection requests — all branded as you. It handles the back-and-forth and flags clients who need your direct attention.

More time

Stop chasing spreadsheets. Nudge handles the admin so you can spend your days selling — not filing.

Higher retention

Agents who use systematic renewal outreach retain 8–12% more of their book annually. That's commission in your pocket, not lapsing away.

Full visibility

A real-time dashboard of every client's status, renewal timeline, and conversation history — accessible from anywhere.

"I lose about $60,000 in commissions every year to policies that just... expire. I don't have time to call everyone. Nudge changes that math entirely."
Insurance agency owner, 22-year book — Midwest

The best agents protect their book.
Nudge protects it while you sleep.

An AI that works every day, never forgets a renewal date, and never drops a client. For agencies that want to win the long game.